FAQs
Your questions, answered
Common questions about IVF funding
The short answers people ask us most before applying.
How much can I get for IVF or fertility treatment?
IVF Funders provides funding from $5,000 to $50,000, depending on your affordability assessment under the CCCFA. That can cover a full cycle, add-ons like ICSI, medications, or storage.
Is the funding secured against anything?
Security is optional and depends on the loan amount. Most smaller amounts are unsecured. On larger loans, we may register a PPSR security interest. We will always tell you whether any security applies before you sign.
How fast is a decision?
Most decisions come back inside one business day after you apply, once we have completed an affordability assessment under the CCCFA.
Do you pay my fertility clinic directly?
Yes. We pay your fertility clinic directly, so your funding goes straight to your treatment rather than to you. You keep full choice of clinic and specialist.
Can I repay early?
Yes. You can settle your funding early at any time, with no early repayment penalty.
Who is IVF Funders?
IVF Funders is a New Zealand-owned lender powered by JFK Capital Limited, a registered Financial Service Provider (FSP1010017) and a member of Financial Services Complaints Limited.
Your next step
Take the first step toward funding your treatment
Apply in a few minutes and get a real decision, usually inside one business day. No obligation, and no pressure.