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ICSI

Fund ICSI without the upfront strain.

ICSI is an add-on to a standard IVF cycle where a single sperm is injected directly into an egg. It adds to the cycle cost. IVF Funders spreads the combined cost into instalments so the recommended treatment is not held back by budget.

A couple supported through their fertility treatment
ICSI
What we fund

What the funding can cover

Your funding can be applied across the parts of treatment that matter for icsi.

Not sure on the cost?

Costs vary by clinic and treatment plan.

Enter your own treatment cost in our estimate to see indicative repayments. Your clinic gives you the exact quote.

Estimate your repayments
  • The ICSI laboratory procedure
  • The underlying IVF cycle fees
  • Embryology and fertilisation
  • Fertility medications
  • Monitoring scans and bloods
  • Specialist consultations
Indicative costs

What it might cost

Funding amount
$5,000 to $50,000
Terms
12 to 48 months
Indicative rate
1.99% per month (equivalent to 23.88% per annum, fixed)
Establishment fee
$295
Monthly admin fee
$99 per month
Security
Optional, by amount
Decision time
1 business day

Example: $12,000 over 3 years

$583 / month

or about $134 per week

Total repayable: $20,972

at 1.99% per month (23.88% per annum, fixed)

We pay your fertility clinic directly, so your funding goes straight to your treatment. Most smaller amounts are unsecured. Depending on the loan amount, we may register a PPSR security interest.

Indicative only. Not an offer of finance or a CCCFA disclosure. Your actual rate, fees, and repayments depend on a full affordability assessment.

How it works

Simple, start to finish

1

Apply online

A short application with your details, income, and the treatment you are funding. It takes a few minutes and there is no obligation.

2

Get approved fast

We assess affordability under the CCCFA and come back with a real decision, usually inside one business day.

3

Treatment funded

Once your agreement is signed, your funding is ready to put toward your clinic, and you repay in simple instalments.

Why us

Why fund with us

Cover the add-on cost

ICSI adds to the cost of an IVF cycle. Funding spreads that extra cost into your instalment plan.

One simple repayment

The IVF cycle and the ICSI add-on are funded together as a single instalment plan.

Decision in a business day

A short online application and a CCCFA affordability check. Most decisions inside one business day.

No early repayment penalty

Settle the funding early at any time with no break fee.

Stay with your specialist

We pay your clinic directly, so your clinic and embryology team do not change.

Plain English, real people

NZ owned, no jargon, real people on the phone if you have questions.

Good to know

ICSI is one of the most common add-ons to an IVF cycle in New Zealand. Your specialist will advise whether ICSI is appropriate for your situation. It sits on top of the base cycle fee rather than replacing it.

Because ICSI is an additional cost on an already significant cycle, it is exactly the kind of expense that benefits from being spread over time. IVF Funders finances the combined cost and assesses affordability under the CCCFA.

FAQs

Common questions

Is ICSI funded separately from IVF?
No. ICSI is an add-on to an IVF cycle, so we fund the combined cost as a single instalment plan rather than two separate agreements.
How much does ICSI add to a cycle?
In New Zealand, ICSI commonly adds $1,000 to $2,500 to the base IVF cycle cost. Your clinic will quote the exact figure.
Can you fund medications too?
In many cases yes. Funding from $5,000 to $50,000 can cover the cycle, the ICSI add-on, and medications, subject to your affordability assessment under the CCCFA.
Your next step

Take the first step toward funding your treatment

Apply in a few minutes and get a real decision, usually inside one business day. No obligation, and no pressure.