Skip to main content
Egg freezing

Fund egg freezing on your timeline.

Egg freezing lets you preserve eggs now and use them when the time is right. The stimulation round, collection and first year of storage add up quickly. IVF Funders spreads that cost into instalments so timing is your decision, not a budget decision.

A couple supported through their fertility treatment
Egg freezing
What we fund

What the funding can cover

Your funding can be applied across the parts of treatment that matter for egg freezing.

Not sure on the cost?

Costs vary by clinic and treatment plan.

Enter your own treatment cost in our estimate to see indicative repayments. Your clinic gives you the exact quote.

Estimate your repayments
  • Ovarian stimulation
  • Egg collection
  • Vitrification (freezing)
  • First year of storage
  • Fertility medications
  • Monitoring scans and consultations
Indicative costs

What it might cost

Funding amount
$5,000 to $50,000
Terms
12 to 48 months
Indicative rate
1.99% per month (equivalent to 23.88% per annum, fixed)
Establishment fee
$295
Monthly admin fee
$99 per month
Security
Optional, by amount
Decision time
1 business day

Example: $12,000 over 3 years

$583 / month

or about $134 per week

Total repayable: $20,972

at 1.99% per month (23.88% per annum, fixed)

We pay your fertility clinic directly, so your funding goes straight to your treatment. Most smaller amounts are unsecured. Depending on the loan amount, we may register a PPSR security interest.

Indicative only. Not an offer of finance or a CCCFA disclosure. Your actual rate, fees, and repayments depend on a full affordability assessment.

How it works

Simple, start to finish

1

Apply online

A short application with your details, income, and the treatment you are funding. It takes a few minutes and there is no obligation.

2

Get approved fast

We assess affordability under the CCCFA and come back with a real decision, usually inside one business day.

3

Treatment funded

Once your agreement is signed, your funding is ready to put toward your clinic, and you repay in simple instalments.

Why us

Why fund with us

Preserve on your timeline

Freeze eggs now and spread the cost, rather than delaying a round while you save the full amount.

Simple instalments

A single regular repayment you choose: weekly, fortnightly or monthly, over a term that suits your budget.

Decision in a business day

A short online application and an affordability check under the CCCFA. Most decisions come back inside one business day.

No early repayment penalty

Pay the funding off early whenever you like, with no break fee.

Plain English, real people

NZ owned and operated, with real people on the phone. No jargon, no pressure.

Use your chosen clinic

We pay your fertility clinic directly, so you stay with the clinic and specialist you trust.

Good to know

Egg freezing is increasingly chosen by people who want to preserve fertility before treatment, before a career or relationship decision, or for medical reasons. The cost combines a stimulation and collection round with the first year of storage, and the timing often matters clinically.

Spreading that cost into instalments means the decision to freeze is led by what is right for you, not by what you happen to have saved. IVF Funders assesses affordability under the CCCFA and pays your fertility clinic directly, so you keep full choice of clinic and specialist.

FAQs

Common questions

Does funding include storage?
Funding from $5,000 to $50,000 can cover the stimulation round, collection, freezing and the first year of storage. Ongoing annual storage renewals can also be discussed with your clinic.
How quickly can I start a round?
Most decisions come back inside one business day. Once your funding is confirmed and your agreement is signed, you can book your stimulation round with your clinic on your own timeline.
Is this secured against my assets?
Security is optional and depends on the loan amount. Most smaller amounts are unsecured. Depending on the loan amount, we may register a PPSR security interest, and we will always tell you whether any security applies before you sign. Affordability is assessed under the CCCFA.
Your next step

Take the first step toward funding your treatment

Apply in a few minutes and get a real decision, usually inside one business day. No obligation, and no pressure.