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How it works

Funding your treatment, made simple

From application to funded treatment, here is exactly what happens and how long it takes.

How it works

Simple, start to finish

1

Apply online

A short application with your details, income, and the treatment you are funding. It takes a few minutes and there is no obligation.

2

Get approved fast

We assess affordability under the CCCFA and come back with a real decision, usually inside one business day.

3

Treatment funded

Once your agreement is signed, your funding is ready to put toward your clinic, and you repay in simple instalments.

Indicative costs

What it might cost

Funding amount
$5,000 to $50,000
Terms
12 to 48 months
Indicative rate
1.99% per month (equivalent to 23.88% per annum, fixed)
Establishment fee
$295
Monthly admin fee
$99 per month
Security
Optional, by amount
Decision time
1 business day

Example: $12,000 over 3 years

$583 / month

or about $134 per week

Total repayable: $20,972

at 1.99% per month (23.88% per annum, fixed)

We pay your fertility clinic directly, so your funding goes straight to your treatment. Most smaller amounts are unsecured. Depending on the loan amount, we may register a PPSR security interest.

Indicative only. Not an offer of finance or a CCCFA disclosure. Your actual rate, fees, and repayments depend on a full affordability assessment.

Your next step

Take the first step toward funding your treatment

Apply in a few minutes and get a real decision, usually inside one business day. No obligation, and no pressure.