Embryo freezing & storage

Fund embryo freezing and storage.

After a cycle, freezing surplus embryos preserves your options for future transfers without repeating a full stimulation round. The freezing and ongoing storage fees recur over time. IVF Funders spreads that cost into instalments so keeping your embryos safe stays affordable.

A couple supported through their fertility treatment
Embryo freezing & storage
What we fund

What the funding can cover

Your funding can be applied across the parts of treatment that matter for embryo freezing & storage.

  • Embryo vitrification
  • First year of storage
  • Ongoing storage renewals
  • Embryology and lab handling
  • Consultations
Indicative costs

What it might cost

Funding amount
$2,000 to $30,000
Terms
12 to 48 months
Indicative rate
11.95% to 21.95% p.a.
Establishment fee
$295
Security
Unsecured
Decision time
1 business day

Example: $12,000 over 3 years

$431 / month

or about $99 per week

Total repayable: $15,513

at 14.95% p.a. indicative rate

Indicative only. Not an offer of finance or a CCCFA disclosure. All figures are placeholders pending confirmation, and your actual rate, fees, and repayments depend on an affordability assessment. TODO: confirm all figures with the client.

How it works

Simple, start to finish

1

Apply online

A short application with your details, income, and the treatment you are funding. It takes a few minutes and there is no obligation.

2

Get approved fast

We assess affordability under the CCCFA and come back with a real decision, usually inside one business day.

3

Treatment funded

Once your agreement is signed, your funding is ready to put toward your clinic, and you repay in simple instalments.

Why us

Why fund with us

Keep your options open

Freeze surplus embryos now and spread the cost, so future transfers do not require a fresh stimulation round.

Simple instalments

A single regular repayment you choose: weekly, fortnightly or monthly, over a term that suits your budget.

Decision in a business day

A short online application and an affordability check under the CCCFA. Most decisions come back inside one business day.

No early repayment penalty

Pay the funding off early whenever you like, with no break fee.

Plain English, real people

NZ owned and operated, with real people on the phone. No jargon, no pressure.

Use your chosen clinic

We fund the patient, so you stay with the fertility clinic and specialist you trust.

Good to know

Many IVF cycles produce more embryos than are transferred at the time. Freezing and storing them keeps those embryos available for a future transfer without repeating the most demanding and expensive part of the process, the stimulation and collection round. Your clinic will advise on what is suitable for you.

Because storage is an ongoing commitment rather than a single bill, spreading the cost into instalments fits the recurring nature of the fees. IVF Funders assesses affordability under the CCCFA and funds the patient directly, so you keep full choice of clinic and specialist.

FAQs

Common questions

Can you fund ongoing storage renewals?
Funding from $2,000 to $30,000 can cover the initial freezing, the first year of storage, and ongoing renewals, depending on your affordability assessment under the CCCFA. TODO: confirm renewal handling with the client.
How quickly can funding be arranged?
Most decisions come back inside one business day. Once your funding is confirmed and your agreement is signed, your clinic can proceed with freezing and storage.
Is the funding secured against anything?
No. This is unsecured personal lending. No security is taken over your home or other assets, and affordability is assessed under the CCCFA.
Your next step

Take the first step toward funding your treatment

Apply in a few minutes and get a real decision, usually inside one business day. No obligation, and no pressure.