Fund donor egg or donor sperm treatment.
Donor pathways open up parenthood for many people, but the programme fees, screening and treatment cycle can add up to one of the larger costs in fertility care. IVF Funders spreads that cost into instalments so a donor journey is something you can plan for with confidence.
What the funding can cover
Your funding can be applied across the parts of treatment that matter for donor programmes.
Not sure on the cost?
Costs vary by clinic and treatment plan.
Enter your own treatment cost in our estimate to see indicative repayments. Your clinic gives you the exact quote.
Estimate your repayments-
Donor programme fees -
Donor screening and matching -
The IVF or insemination cycle -
Fertility medications -
Monitoring scans -
Counselling and consultations
What it might cost
- Funding amount
- $5,000 to $50,000
- Terms
- 12 to 48 months
- Indicative rate
- 1.99% per month (equivalent to 23.88% per annum, fixed)
- Establishment fee
- $295
- Monthly admin fee
- $99 per month
- Security
- Optional, by amount
- Decision time
- 1 business day
Example: $12,000 over 3 years
or about $134 per week
Total repayable: $20,972
at 1.99% per month (23.88% per annum, fixed)
We pay your fertility clinic directly, so your funding goes straight to your treatment. Most smaller amounts are unsecured. Depending on the loan amount, we may register a PPSR security interest.
Indicative only. Not an offer of finance or a CCCFA disclosure. Your actual rate, fees, and repayments depend on a full affordability assessment.
Simple, start to finish
Apply online
A short application with your details, income, and the treatment you are funding. It takes a few minutes and there is no obligation.
Get approved fast
We assess affordability under the CCCFA and come back with a real decision, usually inside one business day.
Treatment funded
Once your agreement is signed, your funding is ready to put toward your clinic, and you repay in simple instalments.
Why fund with us
Begin your donor journey
Move ahead with a donor pathway now and spread the cost, rather than putting it off another year.
Simple instalments
A single regular repayment you choose: weekly, fortnightly or monthly, over a term that suits your budget.
Decision in a business day
A short online application and an affordability check under the CCCFA. Most decisions come back inside one business day.
No early repayment penalty
Pay the funding off early whenever you like, with no break fee.
Plain English, real people
NZ owned and operated, with real people on the phone. No jargon, no pressure.
Use your chosen clinic
We pay your fertility clinic directly, so you stay with the clinic and specialist you trust.
Donor egg and donor sperm programmes involve more than a treatment cycle. There are programme fees, donor screening and matching, and counselling, all on top of the IVF or insemination itself, which makes a donor pathway one of the larger costs in fertility care.
Spreading the programme into instalments turns a wide range of fees into one predictable repayment. IVF Funders assesses affordability under the CCCFA and pays your fertility clinic directly, so you keep full choice of clinic and specialist.
Common questions
What does donor programme funding cover?
Why do donor programmes cost more than a standard cycle?
How quickly can we get a decision?
Take the first step toward funding your treatment
Apply in a few minutes and get a real decision, usually inside one business day. No obligation, and no pressure.