Fund your fertility assessment.
Before treatment, a fertility assessment gives you answers: what is going on and what your options are. The consultations, blood tests and scans involved can be a barrier to even starting. IVF Funders spreads that cost into instalments so getting clarity is the easy first step.
What the funding can cover
Your funding can be applied across the parts of treatment that matter for fertility assessment.
Not sure on the cost?
Costs vary by clinic and treatment plan.
Enter your own treatment cost in our estimate to see indicative repayments. Your clinic gives you the exact quote.
Estimate your repayments-
Specialist consultation -
Blood tests and hormone panels -
Ultrasound scans -
Semen analysis -
Diagnostic investigations
What it might cost
- Funding amount
- $5,000 to $50,000
- Terms
- 12 to 48 months
- Indicative rate
- 1.99% per month (equivalent to 23.88% per annum, fixed)
- Establishment fee
- $295
- Monthly admin fee
- $99 per month
- Security
- Optional, by amount
- Decision time
- 1 business day
Example: $12,000 over 3 years
or about $134 per week
Total repayable: $20,972
at 1.99% per month (23.88% per annum, fixed)
We pay your fertility clinic directly, so your funding goes straight to your treatment. Most smaller amounts are unsecured. Depending on the loan amount, we may register a PPSR security interest.
Indicative only. Not an offer of finance or a CCCFA disclosure. Your actual rate, fees, and repayments depend on a full affordability assessment.
Simple, start to finish
Apply online
A short application with your details, income, and the treatment you are funding. It takes a few minutes and there is no obligation.
Get approved fast
We assess affordability under the CCCFA and come back with a real decision, usually inside one business day.
Treatment funded
Once your agreement is signed, your funding is ready to put toward your clinic, and you repay in simple instalments.
Why fund with us
Get answers first
Start with a clear picture of your fertility and spread the cost, rather than delaying investigations.
Simple instalments
A single regular repayment you choose: weekly, fortnightly or monthly, over a term that suits your budget.
Decision in a business day
A short online application and an affordability check under the CCCFA. Most decisions come back inside one business day.
No early repayment penalty
Pay the funding off early whenever you like, with no break fee.
Plain English, real people
NZ owned and operated, with real people on the phone. No jargon, no pressure.
Use your chosen clinic
We pay your fertility clinic directly, so you stay with the clinic and specialist you trust.
A fertility assessment is often the very first step, and for many people it is where the cost questions begin. Consultations, blood tests, hormone panels, scans and a semen analysis each carry a fee, and the total can be enough to make people delay getting checked.
Spreading the assessment into instalments removes that early barrier, so understanding your options does not have to wait. IVF Funders assesses affordability under the CCCFA and pays your fertility clinic directly, so you keep full choice of clinic and specialist.
Common questions
What does a fertility assessment include?
Can the funding roll into treatment later?
How fast is a decision?
Take the first step toward funding your treatment
Apply in a few minutes and get a real decision, usually inside one business day. No obligation, and no pressure.